The Ann Arbor Police Department follows the guidelines established by the Washtenaw County Prosecutor's Office Bad Check Restitution Program. Before a police report is filed, the victim of a Non-Sufficient Funds or No Account/Closed Account check incident must participate in the Bad Check Restitution Program.
A police report will be filed for any Non-Sufficient Funds and No Account/Closed Account check over $5,000.00.
Please be advised that for all Non-Sufficient Funds and No Account/Closed Account check incidents a Five-Day Bad Check/Demand Letter must be mailed by certified mail (return receipt requested) before any investigation can occur.
Criteria for Police Action on Bad Checks
- No two-party checks. (i.e. Checks endorsed to a second party)
- Single owner checks. (i.e. Account held in only one name)
- Checks must be $50.00 or more.
- Identity of check writer known to recipient or positive identification from a drivers license or personal I.D. card number must be verified and written on check by clerk.
- Must be reported within 60 days after receiving notification from the bank.
- Five Day bad check notice must be sent by certified mail (return receipt requested).
- No partial payments can be accepted by receiver of bad check.
- No post-dated checks.
- No rent payment checks.
- No checks drawn on out-of-state banks.
Forged/Counterfeit checks are not eligible for the Bad Check Restitution Program.
The Ann Arbor Police Department will investigate Forged/Counterfeit check complaints when all of the following are met:
- The check was passed in AAPD jurisdiction.
- Complaint is reported within 60 days after the check was returned from the bank
- The victim provides the original check or a legible copy.
- The victim provides a statement of goods or services that were purchased.
- If the account holder is the victim, a copy of the Affidavit of Forgery from the bank in which the check was drawn on is provided.
A Five-Day Bad Check Notice is not needed for Forged/Counterfeit checks.
For questions regarding bad checks or fraud please contact Detective Brad Rougeau, 734.794.6930, extension 49305 or firstname.lastname@example.org.